Ok I am about to buy a new bike. Bike-Line.com has quoted me almost 13,000.00 per year, where as Progressive has quoted me $4500.00 per year, which is still too expensive. This is obviously for full coverage ($1000.00 deductibles). If I am to buy the bike and finance it, I need to get full coverage. Is there any way around this? I thought of going with a personal secured loan, but if I secure the bike, they want full coverage on it and if I go with insecured, the APR % is over double! So I can't win! Any ideas here? I'm about dry out... Any help is much appreciated!