(07-11-05) Insurance coverage. - Page 2 - Motorcycle-Journal Forums

trini0 · 08-03-2005, 01:58 AM

Full coverage. 32y/o first time license w/clean record. $800/yr

broncbob · 08-03-2005, 07:28 PM

not sure for the year but about 42$ a month 30 years old and no tickets in the past 5

GIXXER-Mike · 08-03-2005, 10:09 PM

FULL COVERS

Approx. $330 per year.

skullman91 · 08-04-2005, 09:20 AM

Full coverage,, need it due to the neighborhood i live in, lots of stolen bikes but mostly sportbikes and lots of morons who like to mess around with peoples bikes, keep mine in a shed, i pay 650 a year, im 30yrs old and pretty much a clean record, got a ticket 2 years ago, for only liability its $220 a year.

AceGS500F · 08-09-2005, 01:12 AM

Full coverage... 23... $780/yr...

leansipper · 08-10-2005, 03:28 AM

just liability cuz its $50 a month and thats about all i can afford

GMR64 · 08-20-2005, 12:27 AM

I'm a newbie, MSF just last weekend. First bike is a GZ250 $560 a year full coverage.

Dave2122 · 08-20-2005, 09:45 AM

Public liability, public damage + one or two add ons.

Would choose full coverage but found they would pro rate the age of the bike so it isnt worth it for me. If I had a brand new bike then full coverage is the only way to go.

Gixxxer750 · 08-21-2005, 04:58 PM

Full Coverage, first years licenced. 2005 GSX-R750 $2,041 a year

yeah i know i got raped. it won't be like that next year.

dallasfan971 · 08-21-2005, 06:09 PM

i pay 700.00 a year and thats with a 1000.00 deductable. i have no accidents or tickets. glad i'm moving out of massachusetts very soon. don't even get me started on car insurance prices ( 3500.00 for 2 cars)

tooltrader1975 · 08-28-2005, 06:30 PM

05 - C90 , 30 married, homeowner, no tickets, -$700/yr

Pongo · 08-29-2005, 07:59 PM

37 married, no tickets/accidents....
C50T 325. annual full coverage
ZX10R 360. biannual full coverage

Mavman · 08-30-2005, 07:07 PM

Full coverage..Went with Progressive, was still cheaper than going with the company that my wife and I have for our two cars and house also. About 300 bucks a year.

jettawolf · 09-13-2005, 08:31 PM

I got quotes from two insurance companies for full coverage on a 2005 Suzuki GSXR 750. Both of them were in the range of $5200-$5600. I live in the Miami area and I'm 25 clean record. Is this normal?? When you get financed at the dealer, do they require full coverage?

Scott58 · 09-14-2005, 10:25 AM

Full coverage $271 a year.

dragbar · 09-14-2005, 02:35 PM

I'm paying $369 full coverage with $1000 add on's covered through progressive. I'll keep the full coverage until the bike goes down in value that it isn't worth it.

For some of you remember also that most insurance companies nearly double when a bike goes upwards of 1400 or 1500cc. They charge nearly car rates for it.

S83 · 09-17-2005, 01:19 PM

2005 Boulevard S83 - 40yoa - clean record - Foremost Insurance $300.00 a year Full Coverage.

Miloh · 09-28-2005, 10:09 AM

Geico. $260 full coverage. 05 C90T, 43 years old, clean driving record, been riding all my life. $500 deductable. They got all 5 of my cars and trucks as well.

Miloh.

Ranger_b0b · 09-28-2005, 12:20 PM

$232/yr through progressive. I have PL/PD + 5000 Medical Cuz my bike ain't worth squat to anyone but me.

27 - Clean record, Married, homeowner, multi-vehicle policy.

The stupid thing is that the insurance itself is only 75 bucks but Michigan tacks on a big ol' fee for Catastrophic Cost recovery or some crap. I hate Granholm

stl1psu · 10-13-2005, 10:46 AM

Full Coverage, 49, no at fault accidents (car was backed into in a parking lot by a fire truck) , no tickets since age 18. Progressive, $170 annual.

View Poll Results: How much Coverage?
Full Coverage (Collision, comprehensive, fire and Theft)	139	78.09%
Public liability, public damage + one or two add ons.	12	6.74%
Just public liability and public damage.	21	11.80%
No coverage.	6	3.37%
Voters: 178. You may not vote on this poll

08-03-2005, 01:58 AM	#21 (permalink)
trini0 Needs an Identity Join Date: Jan 2005 Bike: Bad C50 blk Location: Ft. Lauderdale FL, USA Posts: 435	Full coverage. 32y/o first time license w/clean record. $800/yr __________________ Ride to Work, Work to Ride

08-03-2005, 07:28 PM	#22 (permalink)
broncbob Seat Tester Join Date: Aug 2005 Bike: 02 gsf 1200 bandit Location: slc ut Posts: 50	not sure for the year but about 42$ a month 30 years old and no tickets in the past 5 __________________ slack cycles sales great falls mt r.i.p. gramps

08-03-2005, 10:09 PM	#23 (permalink)
GIXXER-Mike U.B's LoveChild Join Date: Aug 2004 Bike: 2004 GSX-R600 (Blue/White) Location: ALABAMA Posts: 1,113	FULL COVERS Approx. $330 per year. __________________ "I'm here to fight for truth, and justice, and the American way."

08-04-2005, 09:20 AM	#24 (permalink)
skullman91 Kickstand Operator Join Date: Jun 2005 Bike: 2000 suzuki marauder Location: Methuen, Massachusetts Posts: 253	Full coverage,, need it due to the neighborhood i live in, lots of stolen bikes but mostly sportbikes and lots of morons who like to mess around with peoples bikes, keep mine in a shed, i pay 650 a year, im 30yrs old and pretty much a clean record, got a ticket 2 years ago, for only liability its $220 a year. __________________ SKULLMAN You wouldn't know what crazy was if charles manson was eating fruit loops on your front porch

08-09-2005, 01:12 AM	#25 (permalink)
AceGS500F Seat Tester Join Date: Jul 2005 Bike: 2004 GS500F Location: Woodbridge, VA Posts: 56	Full coverage... 23... $780/yr... __________________ If you're not living life on the edge... you're taking up too much space.

08-10-2005, 03:28 AM	#26 (permalink)
leansipper Newbie Join Date: Jun 2005 Bike: 02' KAT 750 Location: PHX Posts: 23	just liability cuz its $50 a month and thats about all i can afford __________________ i luv traffic...makes u feel like u ridin' that much faster

08-20-2005, 12:27 AM	#27 (permalink)
GMR64 Newbie Join Date: Aug 2005 Bike: 05 GZ 250 Location: Stockton, CA Posts: 7	I'm a newbie, MSF just last weekend. First bike is a GZ250 $560 a year full coverage.

08-20-2005, 09:45 AM	#28 (permalink)
Dave2122 Sprocket Pilot Join Date: Sep 2004 Bike: Which one of the 9? Location: USA Posts: 887	Public liability, public damage + one or two add ons. Would choose full coverage but found they would pro rate the age of the bike so it isnt worth it for me. If I had a brand new bike then full coverage is the only way to go.

08-21-2005, 04:58 PM	#29 (permalink)
Gixxxer750 Clunked into first gear Join Date: May 2005 Bike: 2005 Suzuki GSX-R750 Location: Red Deer, AB Posts: 233	Full Coverage, first years licenced. 2005 GSX-R750 $2,041 a year yeah i know i got raped. it won't be like that next year. __________________ "Most motorcycle problems are caused by the nut that connects the handlebars to the saddle." Rockin' a hot 2005 GSX-R750 with the new colour scheme, only one in Red Deer.

08-21-2005, 06:09 PM	#30 (permalink)
dallasfan971 Seat Tester Join Date: Jun 2005 Bike: 2005 suzuki M50 Location: Michigan Posts: 66	i pay 700.00 a year and thats with a 1000.00 deductable. i have no accidents or tickets. glad i'm moving out of massachusetts very soon. don't even get me started on car insurance prices ( 3500.00 for 2 cars)

08-28-2005, 06:30 PM	#31 (permalink)
tooltrader1975 Where Am I ? Join Date: Aug 2005 Bike: C90 - Black Location: Timberlake, NC Posts: 39	05 - C90 , 30 married, homeowner, no tickets, -$700/yr __________________ 2005 C90 Black www.redneckguitars.com

08-29-2005, 07:59 PM	#32 (permalink)
Pongo Newbie Join Date: Aug 2005 Bike: 05 C50T/04 Kaw ZX10R Location: Murrieta, Ca Posts: 20	37 married, no tickets/accidents.... C50T 325. annual full coverage ZX10R 360. biannual full coverage __________________ www.ghostryders.org

09-13-2005, 08:31 PM	#34 (permalink)
jettawolf Newbie Join Date: Sep 2005 Posts: 3	Is this normal? I got quotes from two insurance companies for full coverage on a 2005 Suzuki GSXR 750. Both of them were in the range of $5200-$5600. I live in the Miami area and I'm 25 clean record. Is this normal?? When you get financed at the dealer, do they require full coverage?

09-14-2005, 10:25 AM	#35 (permalink)
Scott58 Puddle Runner Join Date: Jun 2005 Bike: 05 Honda Rebel and 05 Suzuki S50 Location: Northwest Indiana Posts: 397	Full coverage $271 a year.

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09-14-2005, 02:35 PM	#36 (permalink)
dragbar Fifth gear streak Join Date: May 2005 Bike: M50 Location: SE Missouri Posts: 1,375	I'm paying $369 full coverage with $1000 add on's covered through progressive. I'll keep the full coverage until the bike goes down in value that it isn't worth it. For some of you remember also that most insurance companies nearly double when a bike goes upwards of 1400 or 1500cc. They charge nearly car rates for it.

09-17-2005, 01:19 PM	#37 (permalink)
S83 Handlebar Consultant Join Date: Sep 2005 Posts: 613	2005 Boulevard S83 - 40yoa - clean record - Foremost Insurance $300.00 a year Full Coverage.

09-28-2005, 10:09 AM	#38 (permalink)
Miloh Seat Tester Join Date: Aug 2005 Bike: C90T Location: Springfield Tennessee Posts: 58	Geico. $260 full coverage. 05 C90T, 43 years old, clean driving record, been riding all my life. $500 deductable. They got all 5 of my cars and trucks as well. Miloh.

09-28-2005, 12:20 PM	#39 (permalink)
Ranger_b0b Clunked into first gear Join Date: Jul 2005 Bike: '82 Suzuki GS650L Location: Sparta, MI (-85.69978/43.16359) Posts: 221	$232/yr through progressive. I have PL/PD + 5000 Medical Cuz my bike ain't worth squat to anyone but me. 27 - Clean record, Married, homeowner, multi-vehicle policy. The stupid thing is that the insurance itself is only 75 bucks but Michigan tacks on a big ol' fee for Catastrophic Cost recovery or some crap. I hate Granholm __________________ Mike aka IronHorse of Hell's Beergut MC He that is good for making excuses is seldom good for anything else. - Benjamin Franklin '82 GS650L - Rescued July 05 - Resuscitated Aug 05 www.myspace.com/mike_hiler

10-13-2005, 10:46 AM	#40 (permalink)
stl1psu Newbie Join Date: Oct 2005 Bike: '02 VZ800 Location: State College, PA Posts: 12	Full Coverage, 49, no at fault accidents (car was backed into in a parking lot by a fire truck) , no tickets since age 18. Progressive, $170 annual.