four wheeler ? - Motorcycle-Journal Forums

viper94bite · 05-15-2006, 09:46 AM

Ok so i'm thinking about getting a four wheeler. Are there any insurance requirements when you buy one. or do you just pick it up and go.

**Clint** · 05-15-2006, 01:31 PM

It probably varies by state. We're not required to insure ATVs here.

viper94bite · 05-15-2006, 02:46 PM

yeah I went on to progressive and checked it out. Didn't realize they would quote atv's online like that if at all. full coverage for a new 650 raptor was only like 25 a month so wooo hooo. time to start looking.

bigE · 05-16-2006, 10:38 AM

I dont believe it is required to have insurance on any "off road only" vehicle anywhere

viper94bite · 05-16-2006, 11:25 AM

I don't think is required, but i like to be covered in case of theft.

Islander · 05-19-2006, 11:21 PM

You need at least liability here in NB. But it's cheap only about 150 per year for that and fire,theft. Good luck on the hunt.

RampageRider · 05-20-2006, 04:50 AM

Don't need insurance but it is nice to have as I have total out one last year and had it replaced at the low cost of 100$ deductable. So the 120$ insurance premium was well worth the cost, compared to the 6K to replace a quad.

viper94bite · 05-22-2006, 09:52 AM

i got some for about 10 bucks a month. Now all i have to do is register it in iowa so I can ride in their OHV parks.

outlaw · 06-24-2006, 08:16 AM

mine is covered under my home owners insurance.

05-15-2006, 09:46 AM	#1 (permalink)
viper94bite Sit speling cheker Joined: Jan 2005 Bike: 2008 Yamaha FZ6 Location: omaha, ne Posts: 1,792	four wheeler ? Ok so i'm thinking about getting a four wheeler. Are there any insurance requirements when you buy one. or do you just pick it up and go. __________________ *yippee*

05-15-2006, 02:46 PM	#3 (permalink)
viper94bite Sit speling cheker Joined: Jan 2005 Bike: 2008 Yamaha FZ6 Location: omaha, ne Posts: 1,792	yeah I went on to progressive and checked it out. Didn't realize they would quote atv's online like that if at all. full coverage for a new 650 raptor was only like 25 a month so wooo hooo. time to start looking. __________________ *yippee*

05-16-2006, 11:25 AM	#5 (permalink)
viper94bite Sit speling cheker Joined: Jan 2005 Bike: 2008 Yamaha FZ6 Location: omaha, ne Posts: 1,792	I don't think is required, but i like to be covered in case of theft. __________________ *yippee*

05-20-2006, 04:50 AM	#7 (permalink)
RampageRider Fourth gear and illegal Joined: Oct 2005 Bike: 05 Red M50 Location: Iowa, riding in the Rain! Posts: 782	Don't need insurance but it is nice to have as I have total out one last year and had it replaced at the low cost of 100$ deductable. So the 120$ insurance premium was well worth the cost, compared to the 6K to replace a quad. __________________ . "Grow up, what a waste of a good time, if Peter Pan can do it so can we............... " 05 Red M50 (mine) 97 Yellow Honda Rebel (her's)

05-22-2006, 09:52 AM	#8 (permalink)
viper94bite Sit speling cheker Joined: Jan 2005 Bike: 2008 Yamaha FZ6 Location: omaha, ne Posts: 1,792	i got some for about 10 bucks a month. Now all i have to do is register it in iowa so I can ride in their OHV parks. __________________ *yippee*

05-16-2006, 10:38 AM	#4 (permalink)
bigE Kickstand Operator Joined: Apr 2005 Bike: 2000 SV650 & 2000 Marauder Location: DFW, Texas Posts: 297	I dont believe it is required to have insurance on any "off road only" vehicle anywhere

05-19-2006, 11:21 PM	#6 (permalink)
Islander Seat Tester Joined: Apr 2005 Bike: 2006 Honda 919 Location: Riverglade New Brunswick Posts: 63	You need at least liability here in NB. But it's cheap only about 150 per year for that and fire,theft. Good luck on the hunt.

06-24-2006, 08:16 AM	#9 (permalink)
outlaw Fifth gear streak Joined: Feb 2006 Bike: Red '05 M50 Location: Wake Forest, NC Posts: 1,375	mine is covered under my home owners insurance. __________________

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
1985 suzuki 250 r 4 wheeler	bglick	Dirt Bikes & ATV's	2	04-22-2006 05:52 PM
4 Wheeler Video	Insaneman1731	Motorcycles Videos	4	04-16-2006 07:23 AM
18 Wheeler	Dwayne Hicks	Off Topic	1	08-23-2005 11:29 AM
MC meets 18 wheeler	LayinLo	Tips & Training	52	07-06-2005 08:21 PM
Three wheeler/Trike??	Poosey	Off Topic	5	05-18-2004 01:15 PM