I would expect everything bad on your record to last for AT LEAST 5 years. Especially as bad as having it taken away for points. That most likely will affect your rates considerably for the worse.
P.S. I just turned 21 with a clean license and until I turn 25 I can expect to pay out the *** for horrible insurance (full coverage that is) on my 04 GSXR 600.
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Anyone can fire a bullet. Only the good ones can steer one.
Bend your elbow, move your arse, and stick the knee out.
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