I was debating protective gear, until my 14 y/o son had a bicycle accident that landed him in the burn center for two nights to treat road rash and $40,000, I had great insurance, I try to wear what I have (Tourmaster Flex 2, tour master pants, leater boots, fullface helmet and gloves.) all of the time but like everyone there are times saftety gets rationalized away especially in hot weather.
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