[SVZuki]

I have done both scenarios, plus a third.

Helmet speakers will work well, as long as you take your time and do a quality installation. Also the quality of the speakers matters alot too. I tucked mine into the padding right near where the chin strap attaches and ran the wires inbetween the padding and poked the plug out the back/bottom of the helmet. If you run an extender from the music device to the plug you won't have to constantly readjust the wires if they are bugging your face.

Earbuds work well also. I am the type of person that cannot stand them though. They make my ears hurt after 20 minutes. It goes without saying but you have to always have to readjust and take them out whenever you remove the helmet. I also find that they will fall out on occasion.

The third option is the best I have found overall. It is the most costly of the three. Handlebar mounted speakers. This isn't for everyone as it may take away from the looks of the bike to some. I will try to find the link to the pair I bought and they are relatively cheap compared to other set-ups. Hope this helps.