If I'm in "the tank" (previously totalled truck that I only drive to work and the dump), I just hold my chimi a little tighter and wait for the impact. Then I get the insurance info so I know who'll be mailing me my check
If I'm in the car, the good truck or on one of the bikes, I brake like hell and get mad. Especially if I drop that chimi during the accident. You can dent my ride, by don't make me drop my chimi.