11% - Ouch!!!
Here in Switzerland, they offer a deal where you lease the bike for two years, and at the end of the lease, the value of the bike is equal to the deposit you made when opening the lease (which in my case was the value of the bike that I traded in). I'm paying about 7.5% over 2 years ... and will own my bike in September 2006.
Just to make all of you jealous ... I am paying between 3.75% and 4.05% for my mortgages ... but the price of real estate in Switzerland is unbelievable. For what I paid for my apartment here, I could have bought a free-standing house in Germany or France (and probably most parts of the USA too). But hey, that's why we earn the big bucks over here *cough* *choke* *gasp*
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