Thanks, Uncle Bob.
And i can't honestly say that my first fall was without injury. I had a bit of "road rash" where the gravel ate through my jeans like it was tissue paper. Also, my leather gloves got tore up and the heel of my hand paid the price. Nothing some gauze and BandAids couldn't cure.
But, when i see guys in shorts, tank top and no helmet as they cruise along in heavy traffic, i just have to sadly shake my head.